Who are we?

Igniting Success, Shaping Futures.

Founded in 2016 by James Kodrowski, Right Choice Capital has been a trailblazer in financial services, evolving to meet the changing needs of our community. From humble beginnings, we’ve grown into key players in Southeast Asia, offering a suite of services including remittances, payments, loans, and digital banking.

Our journey is rooted in conscious choices, advocating for MSMEs and the underbanked. As we solidify our position in Singapore and the Philippines, our commitment to progress resonates in every service we offer.

S$17.4m

Total of investor payouts

Over 120

Employees worldwide

7

Offices in two countries

S$24m

Projected Revenue for the Current Fiscal Year

Vision

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Mission

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Meet our founder

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James Kodrowski is an engineer turned business entrepreneur with over 15 years’ experience in business management and ownership across Southeast Asia.

He founded Right Choice Capital in 2012 and has since established multiple businesses and taking great strides in the world of finance in Southeast Asia. Mr. Kodrowski has represented Singapore through sports by being a part of the ice hockey community. He served as the President of the Singapore Ice Hockey Association in 2007 and today, continues to be actively involved in Singapore Men's National Ice Hockey Team.

Meet our core team

Behind RCC is our management team made up of a diverse group of experts with varied skills and specialties. From finance, operations, marketing, and technology, our team collaborates to tackle complex challenges and deliver innovative solutions.

Kodi

Kodi Kodrowski

Managing Director

Roselle

Roselle Calixihan

President, RCF

Manny

Manuel Guarin, CPA

Chief Financial Officer

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Reineer Estrellado

Head of Technology

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Michael Lambert

Advisory Board Member

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Callum Dunn

Advisory Board Member

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Mariecris Fria

RCP Operations Manager

Kristine

Kristina Bolor

Sales and Marketing Manager

Rio

Rosario Nolasco

Mergers, Acquisitions, and Transition Manager

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Lovelyn Arellano

HR Manager

Tom

Romeo Apilado

Credit Risk Manager

Joan

Joan Orlanes

Head of Collections